Privacy Policy

Effective date: October 15, 2026

How your data is handled

When you add a statement or enter your balance, that information is read and processed entirely on your iPhone. The app does not send your statements, balances or bills to us or to any server we control, and Spensyble has no way to see what you've entered.

Your data is stored on your phone. If you have device backups turned on (for example iCloud or a computer backup), your backup can include Spensyble's data. That backup is under your control and Apple's, not ours.

Things you choose to share or save

If you share your Cash trajectory or monthly totals, save an image to Photos, or export a backup file, that file goes only where you send or save it. Saving to Photos asks only for permission to add images.

Payday reminders

If you allow notifications, Spensyble schedules a reminder on your phone for your payday. It is created and delivered by your device. It does not use push notifications or a server, and you can turn it off in iPhone Settings.

Ratings

Spensyble may ask you to rate it using Apple's standard in-app prompt. Apple controls that prompt.

Diagnostics

Spensyble keeps a small log of crash and slow-down reports from Apple's on-device diagnostics on your phone. It is not sent to us. If you have chosen to share analytics with app developers in iPhone Settings, Apple may also give us anonymous crash reports.

Subscriptions

If you purchase a subscription, payment is handled directly by Apple through your App Store account. Spensyble never receives your payment details. We use RevenueCat, a third-party subscription service, to validate your purchase and unlock the paid features. RevenueCat receives purchase information and an anonymous identifier created by the app. It does not receive your statements, balances or bills. You can read RevenueCat's privacy policy.

What we don't do

• We don't sell your data, financial or otherwise.
• We don't require a bank login or store your bank credentials.
• We don't share your financial information with advertisers.
• We don't show ads, we don't use advertising SDKs, and we don't track you across other companies' apps and websites.

Children's privacy

Spensyble is not directed at children under 13, and we do not knowingly collect information from children under 13.

Changes to this policy

If we change this policy, we will update the effective date above.

Contact

Questions about this policy can be sent to us directly.